What Does Your Financial Pathway Look Like?Getting the right type of financing is probably the most important pathway to owning your first home. In most cases, a down payment is required(except for VA loans) and it can range from a minimum 3.5% (FHA) to 20% or more. Knowing what is available and choosing the right option for you requires some research and time.
At LC Finance Co, with 30 years of experience, we can help guide you in the right direction. |
Mortgage StrategyChoosing the right loan programs can help alleviate a lot of stress down the road and making the loan process smoother once you find your home. This could mean getting a pre-approval before you start looking for a house. Doing this ahead of time could also help identify credit issues which can be resolved to increase your FICO scores. FICO scores are important in terms of getting the best available programs. Lower FICO scores could mean higher interest rates.
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Some of Our More Popular Services
We offer residential mortgage loans for home purchases ranging from 1 to 4 units. Purchase loans can either be as primary residences, second homes or investment properties.
We have conventional programs ranging from 8 years loans to 30 years and we have off year financing available too.
Government financing such as FHA with minimal down (3.5%) and VA loans (with 0% down)
We have conventional programs ranging from 8 years loans to 30 years and we have off year financing available too.
Government financing such as FHA with minimal down (3.5%) and VA loans (with 0% down)
Our Team Has a
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MILLION DOLLARS FUNDED
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What Our Client's Are Saying
Very professional!
Marissa G from Long Beach, CA
I had such a great experience with Lilian at LC Finance. She was very professional and understood what it takes to make the refi process go smoothly for me. Not only that, she is a kind and delightful person to know. I highly recommend her.
Lender is great company
Gloria S., Bellflower, CA
I have been working with this lender since 2006. Lender on top of all problems & closes loan on time. Lender treated me & my client fairly. Lender very knowledgeable of what she is doing.
One Word - Excellent
Ed & Cristina B from Long Beach, CA
Working with Lilian to secure financing was one of the better decisions we made during our home buying adventure. She is quick to answer any and all questions, well versed in the intricacies of getting you the loan you need. Would highly recommend working with Lilian, she is a bulldog when you need one!
Marissa G from Long Beach, CA
I had such a great experience with Lilian at LC Finance. She was very professional and understood what it takes to make the refi process go smoothly for me. Not only that, she is a kind and delightful person to know. I highly recommend her.
Lender is great company
Gloria S., Bellflower, CA
I have been working with this lender since 2006. Lender on top of all problems & closes loan on time. Lender treated me & my client fairly. Lender very knowledgeable of what she is doing.
One Word - Excellent
Ed & Cristina B from Long Beach, CA
Working with Lilian to secure financing was one of the better decisions we made during our home buying adventure. She is quick to answer any and all questions, well versed in the intricacies of getting you the loan you need. Would highly recommend working with Lilian, she is a bulldog when you need one!
These are some of the reviews we received over the years.
https://www.zillow.com/lender-profile/LilianFuiMeeFerguson/
https://www.zillow.com/lender-profile/LilianFuiMeeFerguson/